Financial Information

Tuition, fees, and financial information for Holden Christian Academy, a private Christian school in central Massachusetts

Watch an informative presentation from the School Committee regarding HCA’s tuition and budgeting process: Please note that this video was made at the beginning of the pandemic, and our financial position for the current school year is not reflected here. However, the budgeting principles and structure stay the same. Having more students enrolled and more fundraising opportunities allow us to have more flexibility in financial aid awards. 

2024-2025 Tuition and Fees

Holden Christian Academy Tuition

PK Two Day Program (Th/F)


PK Three Day Program (M/T/W)   


PK Five Day Program


Grade K-8


All Tuition is due in full by June 1 (or next business day if weekend or holiday), or in 12 monthly payments, from June before the school year begins, through May of the school year. Families enrolling after June 15 will pay in full within 10 days of enrollment, or make monthly payments, with the total amount due divided over the number of months, from enrollment through May; July new enrollees will pay their total due with 11 monthly payments, August new enrollees will pay their total due with 10 monthly payments, etc. 

Holden Christian Academy Fees

APPLICATION FEE - $77.00 for first child, $27.00 each for additional children. This original $77.00 covers your family for a lifetime; for example, if you are an alumni, then you will only pay $27.00 for each application for your children.

SCHOOL SERVICE FEE- A yearly fee charged per family, reimbursable
A school service fee per family is charged each year and added to the family’s FACTS Tuition account. The rate charged and hours expected will be based on the current grade of the family’s oldest enrolled child. This program helps us to have parent involvement with the school and also helps the school to save money, not paying an employee for work that can be done by volunteers.

Credits/Reimbursements will be pro-rated as follows:

  • Fewer than 25% hours served: 0% credit/reimbursement
  • 25% - 49% hours: 25%
  • 50% - 99% hours: 50% 
  • 100% hours: 100%

school service fee 2324

A list of service hours jobs are available on our website and will be published regularly in our Pathways newsletter. Hours may involve work at home, work at school during the school day, or help with school events or committees. Families are responsible to track their own hours on a form that may be found on our website. Once a family provides proof of hours worked, the fee will be deducted from their remaining tuition balance. If a family has already paid their tuition in full, a reimbursement check will be issued.

TUITION DEPOSIT - Current Families Re-enrolling: A $300 per family deposit will be charged through FACTS accounts within ten days of reenrollment packet submission, in order to secure a place for your child in their class before new applications are considered for acceptance in mid-February. This non-refundable deposit for re-enrolling families will be credited to the family’s tuition account and applied to the June payment.

New Families: This deposit will be charged through FACTS within ten days of enrollment packet submission for all new accepted students if they do not already have a sibling re-enrolled. This deposit does not apply for new families accepted after May 15.

CLASSROOM SUPPLIES FEES - Based on grade, charged and payable before the beginning of the school year, through FACTS. Details found on our Supply Lists page.

23-24 Rates (may be adjusted in Summer 2024 for 24-25 school year):

  • PK: $100
  • Grades K-2: $80
  • Grades 3-4: $60
  • Grades 5-8: $60

Holden Christian Academy Financial Policies

All families, whether paying in full or in monthly installments, will enroll with FACTS as part of the enrollment process. All tuition, fees, and incidental charges (field trips, logo items, After School program, etc.) are billed through this system.  FACTS fees are as follows (these fees are determined by and paid directly to FACTS):

-- $22 enrollment fee per new student, collected during application.
-- 3-12 tuition payments: $55 per year per customer; 1 or 2 tuition payments: $25 per year per customer.

  • If a re-enrolling family chooses monthly payments and does not make payments starting in June, they will be responsible to make the total of June through August payments through FACTS before their child can start the school year.
  • If a family withdraws their child(ren) from the school before school begins, they will be responsible for monthly payments through the month of notification of withdrawal. If a family withdraws their child from the school during the academic year, the family is responsible for the full tuition for the semester in which the child is participating. Semester break is at the end of Term 2, in late January. Exceptions to this policy will only be granted in the case of extreme hardship, subject to unanimous approval of the School Committee.
  • Delinquency of tuition payment will result in late fees and eventually jeopardize the child’s ability to continue in the school program.
  • Returned Checks: There is a fee for any checks returned, equal to the amount charged by HCA’s bank.

Remote Learning:

    • Holden Christian Academy is committed to consistently deliver the school program, whether in our building or remotely, dependent on circumstances such as government mandates. If the building is closed due to any unforeseeable circumstances or events, including, but not limited to, any earthquake, fire, flooding, hurricane, tornado, any other "act of God", war, action or order by any governmental or civil authority, act of terrorism, epidemic, pandemic, state of emergency, or any other event beyond the control of Holden Christian Academy, remote instruction will be delivered as soon as is reasonable, practical and safe under the circumstances. 
    • In order to continue the program, and meet all areas of the school budget, it is imperative that all families commit to necessary remote learning activities, and continue to make regular tuition payments.  
    • In the event Holden Christian Academy’s building is closed for a period of time and must deliver course work remotely due to event under this clause, Parent agrees that Holden Christian Academy is under no obligation to cancel, waive, or refund any portion of tuition that has already been paid, or is due and owed, to Holden Christian Academy. 
    • Extenuating personal circumstances can be brought to the School Committee for consideration, allowing for delayed payment dates, postponing payments or restructuring payment plans.  If payment is not made, Parent is considered to be withdrawing their child(ren) and it is understood that immediate enrollment in another K-8 educational program is required by the state.

Financial Aid - Needs-based, applications yearly 

    • All families who are awarded assistance will be required to actively participate in activities to raise funds for the following year’s recipients. Participation in these activities will factor into award considerations in subsequent applications.
    • Financial Aid is available for students in Kindergarten through Grade 8. Exceptions will be made for Preschool students if they have a sibling in Kindergarten through Grade 8.
    • Applicants can apply at There is an application fee of $40 (increasing to $45 for 2025-2026 school year). This fee is paid directly to FACTS Grant and Aid, who processes our applications.  
    • Once we have received notification from FACTS that you are in the process of applying for financial aid, you will receive an email with a link to send to your pastor/church. We ask that all financial aid applicants send a Church Tuition Assistance Request form to their church before tuition assistance is finalized, so that the church can return it to us by the second Monday in April, before the financial aid application deadline. Since we seek to work in partnership with churches so that we can help families afford Christian education, this form will help us foster that relationship. We have seen throughout the years how God provides for families that He calls to HCA, as they put their trust in Him, even when the logic of the world says the finances may not work. It is exciting to see how He provides in sometimes unexpected ways!
    • Families must apply each year to be considered for an award, and awards will be based on current year applications; families might not receive the same award each year.
    • Award decisions are made by the HCA School Committee and will be reviewed on an individual basis.
    • Any appeals must be submitted via email to the School Committee for consideration

If you have any questions about our school's tuition and fees, email our Accounting Manager Judy Bleau at